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Can-Am Headquarters ...Aurora Wheelers ATV Forum > General Discussions > General Chit Chat > ATV Insurance

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ATV Insurance - General Chit Chat - General Discussions - Can-Am Headquarters ...Aurora Wheelers ATV Forum
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 Posted: Wed Oct 5th, 2005 07:53 am
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Two Bears
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 Hello all ....I am a ATVOHOLIC

And am looking for a good and reasonable insurance rates for my 2 ATV.

I just got a quote for my new 2005 Polaris 700 and it is very high at $190.00 a year

Which is 110.00 higher than my 500 HO 

What have you all come up with ?????????

Thanks for your help

 

Two Bears



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 Posted: Wed Oct 5th, 2005 10:40 am
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outlandish
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 Welcome Two Bears. I just went from insuring 2-400's to insuring a 400 and an 800. I will check and see what my rates did.



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 Posted: Wed Oct 5th, 2005 02:00 pm
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ruapache



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 Insurance rates have all gone up, they usually take a big jump over 500cc, also depends on your dedutable.



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 Posted: Wed Oct 5th, 2005 03:25 pm
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zac41
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 Progressive is the cheapest that I have found so far. I can't remember what my rates are, but I know that I shopped around and they had the best rate.



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 Posted: Wed Oct 5th, 2005 04:42 pm
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outlandish
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 I checked with Progressive and they were higher than American Family. I have mine listed as 3rd and 4th vehicles so I get a discount.....I know my 400 is $70 a year, have not got a bill for the 800 yet



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 Posted: Wed Oct 5th, 2005 04:51 pm
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ruapache



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 I went with Foremost, $99yr, $250 deductible, 100/300and addition coverage of $1000. This is for a 450 Kodiak.

I think your age has something to do with it also, us old guys are a little cheaper.



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 Posted: Wed Oct 5th, 2005 07:12 pm
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Two Bears
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 My current quote is from Progressive, but I am going to look for a better rate



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 Posted: Mon Oct 10th, 2005 07:12 pm
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 I have noticed alot of ATV thiefs out here is Minnesota acording to the newspaper and Olmsted County's online reports.

What is covered on insurance and what is not covered?



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 Posted: Mon Oct 10th, 2005 11:16 pm
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outlandish
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 Mine covers theft, fire, collision (including falling off trailer etc) and personal injury(including guest rider) with a $250 deductable.
I know that my car insurance policy won't cover it in the back of my truck or on my trailer. I checked



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 Posted: Mon Oct 10th, 2005 11:56 pm
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 I wonder if State Farm offers this ATV Insurance? I will have to check with my agent.

What is this Insurance cost? Around $100 a year each?

I have a '99 Arctic Cat 400 4x4 and a '02 Yamaha Grizzly 660, I am soon to be 44 yrs old.



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 Posted: Tue Oct 11th, 2005 12:30 am
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outlandish
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 70 a year on my 400, still don't have any bill for my 800 but guessing (hoping LOL) around 100-120
BTW I'm 47 with a clean record also insure my car and truck with them(American family). I've been with them for almost 30 years



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 Posted: Fri Oct 14th, 2005 04:39 pm
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outlandish
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 :omg:  $167 for the 800 and only $70 for the 400.........maybe I'll do some more shopping when they are due in April



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 Posted: Fri Oct 14th, 2005 05:56 pm
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Survey Guy
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 That hurts!!



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 Posted: Fri Oct 14th, 2005 07:17 pm
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outlandish
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 :omg: Progressive $380 for the 800, same coverage:omg: 



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 Posted: Fri Oct 14th, 2005 08:00 pm
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 They're all thieves!!:pod: You could always go the route I did and say hell with the insurance. Of course I'm always sweating bullets in rush hour traffic hoping some clown don't slam on the brakes but other than that. Sorry I just hate insurance companies, they remind me of oil companies!:pod:



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 Posted: Fri Oct 14th, 2005 10:36 pm
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outlandish
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 Check this out. I just got this email  The collision coverage is a little steep:roflao:

                           ALSTAR AUTO PROPOSAL SUMMARY                         
                                                                               
 Veh 1     2006   BOMBDER LTD                                                  
 Terr 3     PGS S                                                              
                       Tier 4081 05                                            
         COVERAGE                       LIMITS   PREMIUMS                      
 Bodily Injury                                     30/60      56.36                      
 Property Damage                            10      30.24                      
 Uninsured Motorist                      30/60      62.17                      
 Underinsured Motorist                   30/60      62.17                      
 Guest Liability                         30/60      98.24                      
 Medical Payments                         1000      56.19                      
 Collision                                   250 DED   1,307.68                      
 Comprehensive                         250 DED     112.03                      
                                                                               
       VEHICLE TOTAL PREMIUMS                    1,785.08                      
                                                                               
             TOTAL PREMIUM                               1,785.08    



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 Posted: Fri Oct 14th, 2005 10:43 pm
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ruapache



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 thats getting to be alot for your 800 but then again look at the price and size. Do you have a Foremost agent around your area, check with them, I did and went with them.



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 Posted: Sat Oct 15th, 2005 12:36 am
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outlandish
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 I'll just stay with amfam. 167 doesn't sound so bad now LOL



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 Posted: Sat Oct 15th, 2005 05:24 pm
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Two Bears
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 Well I found a pretty good deal on insurance.

With Markel American Insurance Co.

1-866-333-2293       http://www.insurepolaris.com     They do work with polaris Ind.

Well my 05 700 Polaris with insuring 2 ATV discount is $127.00 a year

And the 02 Polaris 500HO is $77.00 a year   ( which is average for a 02 500 HO ) but the 700 with discount was $70 dollars cheaper a year with discount.

Two Bears



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 Posted: Sat Oct 15th, 2005 05:50 pm
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outlandish
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 That sounds good :sm:



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 Posted: Wed Oct 19th, 2005 04:08 am
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Kakarot
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 I pay $253 a year canadian... not bad at all... compared to my truck!

:pu:



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 Posted: Wed Oct 19th, 2005 11:56 am
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outlandish
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 Thats about $214 american. Is insurance high in Canada? I know Bombardier's are.



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